What Our Clients Say

Why choose us as Ealing mortgage broker ?

Pay No Broker Fees

We charge no broker fee, while many Ealing Mortgage brokers charge fees to arrange a mortgage

Personlised Advice

We provide you with personalized service and guide you throughout the process until the mortgage completion.

Mortgage Protection

As part of mortgage services, we review your insurance need and recommend the right level of insurance for any unforeseen circumstances.

Whole of Market Access

We compare thousands of products from over 90 lenders to find the perfect mortgage deal for you.

FCA Regulated & Qualified

We are fully authorised and regulated by the FCA for your peace of mind.

5-Star Rated Client Service

Don’t just take our word for it. Read our glowing 456  5 star reviews from clients.

Ready to Begin?

Complete the short form and our expert broker will be in touch shortly.

Our Mortgage Process

  • Fill The Form

    Tell us about your mortgage needs and yourself

  • Quick Call

    Arrange a call with our expert to discuss your mortgage

  • Expert Research

    We research in order to find you the best mortgage for your circumstance

  • Secure Your Mortgage Deal

    Our team will complete the application and keep you updated

MariannaFS Are Local Mortgage Broker In Ealing

 

MariannaFS are based on Great West Road. As local mortgage broker we know Ealing’s  property market very well.

Our Local Insights on Ealing Property Market

Ealing is a vibrant borough in West London offering a unique blend of urban living. We know the changing aspects of the Ealing property market, offers a wide variety of homes, from Victorian & Edwardian houses to modern apartments.

Ealing offers diverse neighborhood from Southall to Ealing Broadway with lots of open green spaces like Walpole Par, Gunnersbury Park and Pitshanger Park directly influence demand of property market and lender valuations in Ealing.

Searching for mortgage to purchaser or remortgage a property in Ealing by yourself is not the best option. As average houses in Ealing marketed at £685000 and flats at £475000. It is always better to seek help from independent experienced mortgage broker like MariannaFS.

Specialist mortgage brokers in Ealing

Many borrowers face difficulties in getting the mortgage they want due to their income structure, credit history or the property. From the lack of a good credit score or not having a permeant visa to remain if you are a foreign national, multiple factors put off high street mortgage lenders from approving mortgage applications. If you are facing a mortgage difficulty, our specialist mortgage brokers will find you lenders who would offer mortgage you need.

Contractor mortgage broker in Ealing.

Like Self-employed, contractors find it difficult to get mortgage they want. The major factor effecting their mortgage is the lack of income stability, consistent income, or term of the contracts.  If you are short term or long term contractor on day rate looking for a mortgage in Ealing, we can find you the best contractor mortgage as per your circumstances.

HMO buy-to-let mortgage broker in Ealing.  

Good universities around Ealing and easy commute options which lead to huge demand for the student let or house with multiple occupants in Ealing. These mortgages are for borrowers who want to get a buy-to-let property to rent to student or people from different household. Whether you need an SPV (Special Purpose Vehicle) mortgage or a conventional buy-to-let, our mortgage broker can find you the best buy to let mortgage.

Bad credit mortgage broker in Ealing

Do you have a bad credit like default or miss payment on your bills? Find a mortgage with bad credit is huge task for the borrowers as most high street lender will not offer them mortgage. Even remortgaging can become very difficult with bad credit.  However, our experience mortgage brokers will help you mortgage with bad credit. As whole of market mortgage broker we can search the entire market which allows us to find mortgage deals designed specifically for borrowers with bad credit. Will do the right assessment for you to secure the mortgage in Ealing.

Insurance and life cover

We don’t just find you the cheapest mortgage for your home. We ensure you and your loved ones’ wholesome security by advising you on suitable home insurance and life cover plans. A home insurance or landlord policy will give you financial cover in case there is any damage to the property you buy on a mortgage. A life cover plan will give you financial aid in the event of critical illness or death. Such help will prevent your financial condition from taking a hit as you have committed expenses.

Best Mortgage Rates

Based on value of £200,000 at 50% LTV

First Time Buyer

Lender Details
Initial Rate
APRC
3.17%
5.86%
3.64%
5.95%
4.06%
6.05%

Remortgage

Lender Details
Initial Rate
APRC
4.11%
6.06%
4.14%
6.07%
4.14%
6.07%

BTL Purchase

Lender Details
Initial Rate
APRC
3.04%
8.39%
3.08%
7.54%
3.09%
7.55%

Home Mover

Lender Details
Initial Rate
APRC
3.17%
5.86%
3.51%
7.43%
3.64%
5.95%

Our lenders

We work with over 90 lenders

ACCORD MORTGAGES
BARCLAYS
CLYDESDALE BANK PLC
COVENTRY BUILDING SOCIETY GODIVA
HSBC
HALIFAX
LEEDS BUILDING SOCIETY
METRO BANK
NATIONWIDE BUILDING SOCIETY
SANTANDER
SKIPTON BUILDING SOCIETY
TSB BANK
VIRGIN MONEY
NETWEST

Ready to Start Your Fee-Free Mortgage Journey?

About Us

Marianna FS as a trustworthy and client-focused fee free mortgage broker. Their core value proposition is built on four key pillars: being Free (Fee free mortgage advice), independent (not tied to any panel of bank), comprehensive (access to nearly 90 lenders), and experienced (FCA authorised since 2016).

We pride ourselves on the close relationships we build with each & every client. But don't take our word for it, read our 5-star reviews on review platforms including Google and Trustpilot.

Some of the FAQS.

Why use mortgage broker in Ealing and what are the charges?

Mortgage broker and adviser are experience on advising clients with their mortgage needs. Going direct to your bank for mortgage or remortgage may not be a good idea as you won’t know if you have the best mortgage deal suitable to you.  But as an independent mortgage broker they can compare different mortgage options form whole of market including your high street bank to find lowest interest rates.

Many mortgage broker charge fees of £495 per case. These charges can be higher as per case. But not all the Mortgage broker charge fees. MariannaFS offers fee free mortgage advice covering Ealing, Greenford, and west London area.

Is it better to get a fixed-rate mortgage?

Looking at the current market the interest rates may come down, but lenders are offering the attractive rate on fixed term mortgages. It is safe to say that a fixed-rate mortgage is better for a borrower who want peace of mind with the monthly mortgage payments. Such mortgages give you stability as the payments are predictable. Most mortgage borrowers stay on fixed-rate deals and switch to another fixed-rate mortgage before the ongoing period ends.

I am on work visa. Can I get a mortgage in Ealing?

Yes we can find you lender if you are on work visa. Most lenders would prefer to see indefinite leave to remain but if you do not have ILR it is possible to get mortgage on visa. Some lenders even ignore visa; criteria if you have 25% deposit.

Is the current market suitable for getting a new property in Ealing?

Economists suggest that the Bank of England base rate will stay more or less the same throughout 2024, with minor reductions toward the end of the year. However, lenders are offering some cuts in fixed-rate mortgages.

Moreover, experts are seeing re-entries of first-time buyers in the market, signalling a positive shift after a hesitant period. In all, you can say that this is a good time to  purchase your new home as they see more choice with properties.

What is the best time to remortgage my property?

It is better to start making remortgaging arrangements around six months before your current deal’s fixed-rate period ends. Especially if you are remortgaging with the same lender, you can lock in a new deal in advance to prevent dealing with any hikes when you make the switch. Always speak to local or online mortgage broker for remortgage as they can find the cheaper rate mortgage for you.

 

Our Mortgage Guides

Mortgages For Foreign Nationals

Foreign nationals can own properties in the UK as visa does not stop them. However, the process may ...

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6 Times Salary Mortgages

6x salary mortgages that significantly increase their borrowing capacity up to 30 %

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Average Mortgage Payments

Monthly mortgage payment depends on a number of factors, including interest rates, deposit amount .

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40 Year Mortgage

Most people go for longer term mortgage as long as 40 years and some lender now offer 40 years mortg...

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NatWest Mortgage In Principle

NatWest mortgage in principle , what are the benefits and how to get one.

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Halifax’s 2 year & 5 year fixed rate mortgages for first time buyers. Halifax’s fixed remortgage r...

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Halifax Mortgage In Principle

Halifax mortgage in principle , what are the benefits and how to get one.

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What documents required to Remortgage?

Remortgaging is the process of switching an existing mortgage deal with a new one at the end of the ...

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Should I Get A 35 Years Mortgage?

Most people go for longer term mortgage as long as 35 years and some lender now offer 40 years mortg...

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How to prove the Income of a Company Director

Income is the main factor in mortgage approval. How much you can borrow will depend on what income c...

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First Time Buyer Mortgages

Having a fee free mortgage broker by your side can help you to secure a better mortgage as a first ...

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Compare Remortgage Rates

A Remortgage can be with the same lender or a new lender. Mortgage borrowers will normally choose to...

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Add Some One To Mortgage?

If you have got a Mortgage by yourself and are thinking to add someone else on the mortgage, this i...

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Mortgage Application Timeline?

Your mortgage application approval, however, can take from 2 to 6 weeks.

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Mortgage Broker Fees

Learn all about what a mortgage broker charges, from the types of fees to fee-free mortgage brokers...

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Types Of Uk Houses

The UK housing market is made of 7 major types of houses. Detached , Semi-detached , Terrace , End ...

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Natwest Mortgage Rates

The best first time buyer mortgage rate from Natwest will start form 4.14 % for 2 year fixed with £1...

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Nationwide Product Transfer

At the end of your Nationwide fixed term mortgage, you can change to a new mortgage deal without cha...

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Mortgage Approval Time

Mortgage applications through a mortgage broker can take up to 2-3 weeks for approval. Which is a lo...

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BM Solution Mortgage Rates

BM solutions mortgage rates for new customers or BM solution mortgage rates for existing customers s...

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Barclays Remortgage Guide

Barclays are offering a better mortgage deal, you can certainly go ahead with the rate switch proces...

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Low Deposit Mortgage

Gathering a sufficient deposit is a big challenge every first-time buyer faces along the way of prop...

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Mortgage With Default?

Yes, you can get a mortgage with a default. In most cases, borrowers with bad credit seek help from ...

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Nationwide Mortgage Porting

Mortgage porting is you move your current mortgage to your new home. If you are planning to port you...

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What Is Mortgage Porting?

Mortgage porting is you move your current mortgage to your new home. The current mortgage terms and ...

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Santander-fixed-rate-mortgage

Santander offers 2 years fixed rate mortgage and 5 years fixed rate mortgage for first time buyers, ...

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Santander Mortgage Porting

If you have an existing mortgage with Santander and want to retain it while purchasing another prope...

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Barclays Mortgage Porting

Mortgage porting can be very easy and straight forward process if done right first time with the hel...

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HSBC Mortgage Rates

HSBC offers a range of the latest mortgage rates for their customers. Having the right mortgage deal...

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Nationwide Helping Hand Mortgage

Nationwide Helping Hand mortgage first time buyers are eligible to borrow a little more than the nor...

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How Long It Takes To Remortgage

What is remortgaging? Remortgaging is the process of switching an existing mortgage deal with a n...

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99% Mortgage For First Time Buyer

It is been reported government is planning to introduce new 99% LTV mortgage with 1 % deposit to hel...

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Remortgage With Same Lender?

When it comes to remortgaging your home, there are two major ways in which you can go about it. You...

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Mortgage Jargon Explained

Mortgage Jargon Terms used . The property market is no less than a field of study with important ...

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Self-employed Mortgage

While buying a property is a dream come true, many self-employed individuals find themselves worryin...

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How To Get Mortgage On Visa

If you live in the UK and are still on a VISA, you can purchase a property on a mortgage, even if yo...

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Higher Interest Rates And Remortgaging Options

As of the August of 2023, the Bank of England has increased its base rate for the 14th consecutive t...

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What Is APRC?

APRC refers to the annual percentage rate. As the name suggests, it is the rate of interest a lender...

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What Is A Credit Score?

In simple words, a credit score is a number that represents your creditworthiness. The number is ...

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What Is Loan To Value

When you are getting a mortgage  to purchase  or remortgage a property, the rate of interest and the...

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Tenants In Common” And “Joint Tenants

Especially in the case of first-time buyers, people choose to purchase properties with their friends...

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Type of Survey

Conducting a house survey is one of the many important assessments that need to be made before going...

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First-time Buyers Tips

Activity Among First-time Buyers Is Increasing As Annual Price Increase Slows. Here are some tips fo...

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Shared ownership mortgages

As the name suggests, a shared ownership mortgage is the type of mortgage where you share the owners...

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How To Staircase Shared Ownership?

As you know shared ownership property allows you to own a specific percentage of the house. The cont...

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What Is Conveyancing

Taking a mortgage for buying a property involves a range of legal considerations to make the process...

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Contractor Mortgage

When it comes to mortgages, people have always taken into consideration borrowers who are salaried e...

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Right to buy mortgage

A right to buy mortgage is a government mortgage scheme that allows council tenants in the UK to pur...

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What is green mortgage

Over time, the importance of sustainable development has increased worldwide. Green mortgages help y...

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Remortgage with bad credit

Your credit score arguably plays the most important role in finding an ideal mortgage . Lenders ofte...

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Remortgage for home improvement

There are many reasons why people choose to remortgage their properties, one of the most common bein...

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What is offset mortgage

Offset mortgage is a type of mortgage where your savings or current bank account is linked with your...

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What is variable rate mortgage?

As opposed to a fixed-rate mortgage, a variable rate mortgage is where the interest rate keeps fluct...

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What is a fixed rate mortgage?

As the name suggests, a fixed-rate mortgage is a type of mortgage where the rate of interest remains...

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What is a buy to let remortgage?

As the name suggests, a buy-to-let remortgage is a process of remortgaging our buy-to-let property. ...

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Guide to Gifted Deposit

Deposits often play a decisive role in finalizing a borrower’s decision especially in the case of fi...

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What is a transfer of equity?

There are many ways of changing the legal ownership of your property without putting it up for sale ...

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Leasehold property guide

If you are planning to purchase a new property with a mortgage, it is important to consider the type...

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What is an EPC

In current times energy and power consumption means a lot to normal household. With increasing cost...

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Buying a leasehold property

One of the most common ways of property purchase is a owning leasehold property. If you buying a pro...

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Leasehold Vs Freehold

Leasehold Vs Freehold: When it comes to owning a house, there are two major forms of ownership in...

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Are you mortgage-ready ?

Are you mortgage ready ? Buying a new home is, in equal parts, exciting and full of responsibilit...

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What can stop you getting mortgage

Purchasing a property through a mortgage is a significant decision that requires careful considerati...

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Facts About Mortgages

Getting a mortgage is always an important event in an individual’s life. It is, therefore, common fo...

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Remortgage cost and saving

Remortgage can take few months. we have cover in this guide the cost and saving related to remortgag...

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No Fees Mortgage Broker

If buying your first property or remortgaging to better rate MariannaFS offer fee free online mortga...

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Agreement in principle

Mortgage in principle, Decision in principle or Agreement in principal. MIP, DIP or AIP. With the...

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Remortgage guide

Your monthly mortgage repayments can be a substantial amount of your monthly income, so you should c...

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Btl buyer guide

Finding the right buy-to-let mortgage can be a daunting task. Our trusted mortgage broker can quickl...

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Home mover guide

Whether you are moving to a bigger property or downgrading to smaller property, moving home can be a...

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First time buyer guide

Buying your first house is one of the most important purchases of your life and can be equally excit...

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NHS mortgage

What is an NHS mortgage? NHS mortgage is not a standalone mortgage product. It refers to a situat...

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As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments